Grants, funding opportunities and various initiatives are available for individuals wishing to build a residential safe room. See the resources below for additional information:
Homeowners who receive a disaster assistance loan from the U.S. Small Business Administration (SBA) to repair or rebuild a damaged or destroyed home may use some of the loan proceeds to construct a safe room. The SBA can also increase the approved disaster loan by up to 20 percent to cover the cost of adding a safe room. [Read More]
On December 3, 2003, the President signed into law the Tornado Shelters Act (Public Law 108-146), which amends the Housing and Community Development Act of 1974, authorizing communities to use community development block grant funds to construct tornado safe shelters in manufactured home parks. To be eligible, a storm shelter must be located in a neighborhood or park that contains at least 20 units, consists predominately of low- and moderate-income households, and is in a state where a tornado has occurred within the current year or last 3 years. The storm shelter must comply with tornado-appropriate safety and construction standards, be large enough to accommodate all members of the park/neighborhood, and be located in a park/neighborhood that has a warning siren. Community development block grant funds are funded through HUD. [Read More]
FEMA's Hazard Mitigation Grant Program (HMGP) assists states and local communities in implementing long-term hazard mitigation measures following a major disaster declaration. As of November 1, 2004, all communities must have an approved hazard mitigation plan in place to remain eligible for HMGP funding. HMGP grants can be used to fund projects that provide protection to both public as well as private properties. Projects that are eligible under the HMGP grant include (but are not limited to) acquiring and demolishing or relocating structures from hazard-prone areas; retrofitting structures to protect them from floods, high winds, earthquakes, or other natural hazards; and constructing residential and Tornado Shelters in tornado-prone areas.
FEMA can fund up to 75 percent of the eligible costs of each project. The state or local match does not have to be cash; in-kind services or materials may be used. Federal funding under the HMGP is based on 7.5 percent of the Federal funds spent on the Public and Individual Assistance programs (minus administrative expenses) for each disaster. Eligible applicants must apply for the HMGP through the State Hazard Mitigation Officer (See the HMGP main page).
FEMA's Pre-Disaster Mitigation (PDM) Funds provide both planning and project funding to eligible communities. Communities must complete an approved hazard mitigation plan by November 1, 2004, to remain eligible for PDM funds. PDM project funding is nationally competitive; there is no "base" amount guaranteed to each state. A national priority is placed on projects that address National Flood Insurance Program (NFIP) repetitive loss properties and a benefit cost analysis is required for each proposed project. Projects are awarded priority based on the state's analysis and resulting ranking, and on factors such as cost-effectiveness, addressing critical facilities, and the percent of the population that benefits from the project. FEMA funds up to 75 percent of the cost of the project, or up to 90 percent for small, impoverished communities. There is a $3 million cap on the Federal share of the cost per project (See the PDM main page).
Community Block Grant Funds Now Available to Build Tornado Shelters in Manufactured Home Parks
On December 3, 2003, the President signed into law the Tornado Shelters Act, which amends the Housing and Community Development Act of 1974, authorizing communities to use community development block grant funds to construct tornado safe shelters in manufactured home parks. To be eligible, a shelter must be located in a neighborhood or park that contains at least 20 units, consists predominately of low- and moderate-income households, and is in a state where a tornado has occurred within the current or last 3 years. The shelter must comply with tornado-appropriate safety and construction standards, be large enough to accommodate all members of the park/neighborhood, and be located in a park/neighborhood that has a warning siren.
The full text of this legislation, Public Law 108-146, is available on-line at the Library of Congress. Search the database for tornado shelter information.
On the basis of 40 years of tornado history and over 100 years of hurricane history, the United States has been divided into four zones that reflect the number and strength of extreme windstorms. Alabama is in Zones 3 and 4, which experience the most frequent and strongest tornado activity.
Alabama implemented their "Taking Shelter from the Storm" Safe Room Initiative as a result of a tornado event and subsequent Presidential Declared Disaster in December 16, 2000. The tornado resulted in 12 people killed, over 300 persons injured, and several hundred homes destroyed or damaged.
Using Hazard Mitigation Grant Program (HMGP) funds made available as a result of the declaration, a total of 568 shelters have been constructed as of December 31, 2003. Of these, 559 are individual shelters with an average reimbursement to the owner of $2,910. An additional nine Tornado Shelters have been constructed at an average reimbursement of $20,800.
A unique application of the program, not using HMGP funds, was accomplished in Jefferson County Alabama in April 2002. An affordable housing partnership (including the Greater Birmingham Habitat for Humanity, Community Housing Development Corporation of Alabama, YW Homes, and other non-profit affordable housing developers) built a subdivision to provide replacement housing for low-income families who lost their homes in a 1998 tornado. Each of the 80 houses in the subdivision included a safe room as part of the construction. A community shelter was constructed adjacent to a park area that would service not only this subdivision but also the surrounding community
Mississippi experiences approximately 20 tornadoes per year that continue to pose a threat to life and property. The statistics of the 25 deadliest tornadoes within the U.S. (1840 to present) include five Mississippi communities. As a result of the tornadoes and severe weather events of February and March 2001, 8 people died and 106 people were injured. The resultant Presidential Disaster Declaration made Hazard Mitigation Grant Program (HMGP) funds available to the state that were used to implement "A Safe Place to Go," the Mississippi Emergency Management Agency (MEMA) Shelter Initiative. This initiative, administered by the Mississippi's Mitigation Bureau, has enjoyed unqualified success.
The state will reimburse up to 75 percent of the eligible costs not to exceed $3,500 for single-family shelters and $5,000 for group or Tornado Shelters. To qualify, the safe room/storm shelter must be constructed according to design plans of FEMA 320, Taking Shelter From the Storm: Building a Safe Room Inside Your House; FEMA 361, Design and Construction Guidance for Tornado Shelters; or other FEMA acknowledged performance criteria and the applicants must be in a designated county of the declared disaster.
As of February 2004, a total 1,165 shelters have been constructed in Mississippi. Of these, 1,105 are individual shelters, built at an average total cost of $3,072 with an average reimbursement to the owner of $2,304. Additionally, 60 group/Tornado Shelters have been built with an average reimbursement of $4,342. The popularity of the shelter program has grown and participation of eligible participants has increased 30 percent since its inception as residents realize they truly have "a safe place to go for shelter from the storm."
Michigan State University's Spartan Child Development Building Safe Room:
Michigan State University received Hazard Mitigation Grant Program (HMGP) funds under disaster 1346 to include storm shelters in a new Spartan Child Development Center in 2000. This structure, a one-story wood frame structure of residential character built on a concrete slab, was built to provide care and shelter to over 170 children and staff. Each of the eight classrooms was built with a vestibule between the main corridor and the classroom, thereby assuring close proximity to the shelters at all times.
They were reinforced with concrete to provide shelter from the threat of tornadoes and high winds in excess of 250 miles per hour, allowing 20 to 25 children and adults to be protected in each room. The storm room space contains children's lockers with a bench in front of each locker for the child to sit and remove boots or shoes. In addition, storm kits containing battery powered lights, radios, quiet activities and snacks were placed in each room. The safe room construction within the building was estimated at a 75 percent federal share of $123,750, approximately $20,625 for each room and 7.5 percent of the total building cost.
Steele County Manufactured Home Park Storm Shelter Project
Steele County, Minnesota, began an initiative to promote and encourage manufactured home neighborhoods to provide shelters for their residents. Three new shelters were constructed and one shelter was renovated to meet FEMA 361, Design and Construction Guidance for Tornado Shelters, design criteria, and local Americans with Disabilities Act (ADA) requirements. The shelters were publicized in resident newsletters, local newspapers, and ribbon cutting ceremonies. All residents received keys to the shelter and a map with a route from their home to the shelter.
Clearwater Forest Manufactured Home Park Storm Shelter
Stearns and Benton Counties initiated the construction of a residential community storm shelter at the Clearwater Forest Manufactured Home Park. The shelter was constructed to meet FEMA 361, Design and Construction Guidance for Tornado Shelters, design criteria, and local ADA requirements.
City of Warba Community Storm Shelter Project
The City of Warba, Minnesota, initiated the construction of a residential storm shelter to accommodate residents who do not have adequate storm shelter options. The shelter can accommodate 90 residents. The shelter was constructed to meet the FEMA 361, Design and Construction Guidance for Tornado Shelters, design criteria, and local ADA requirements.
The City of Xenia, Ohio, began an initiative to promote residents to construct safe rooms in their homes. As of February 2004, the City of Xenia has completed 10 residential safe rooms. Residents will be reimbursed 75 percent of the total cost or $3,488, whichever is less. Low to moderate income residents will be reimbursed 90 percent of the total cost or $4,185, whichever is less. This initiative remains active. To qualify, the safe room/shelter must meet criteria set forth by FEMA 320, Taking Shelter from the Storm: Building a Safe Room Inside Your House.
Juneau County, Wisconsin, received Hazards Mitigation Grant Program (HMGP) funds to purchase and install 31 storm shelters. The underground fiberglass shelters are designed for short-term use during severe weather events. The reinforced spheres are 8 feet in diameter and are buried underground with above-ground ventilation vents. Each unit can comfortably accommodate 10 to 12 people. Each shelter costs $5,300 and has been used in tornado-prone areas in southern states.
The units were installed in rural areas on residential lots that serve multiple properties and are open to anyone who needs shelter during a storm. Shelter priority was given to day care centers, and residents of manufactured and wood frame homes. The shelters will serve a number of nearby households and will protect against tornados and severe windstorms. To qualify, the safe room/shelter must meet the performance criteria set forth by FEMA 320, Taking Shelter From the Storm: Building a Safe Room Inside Your House, or other FEMA-defined performance criteria.
On May 3, 1999, more than 70 tornadoes tore through Kansas and Oklahoma in the worst tornado outbreak in a generation. Approximately 90 percent of the buildings damaged by the tornadoes were single-family dwellings. With over 6,000 single-family homes damaged, the first large-scale initiative to build thousands of safe rooms through a rebate program was begun. To qualify for the rebate program, the safe room or shelter construction had to be built according to the design plans depicted in FEMA 320, Taking Shelter from the Storm: Building a Safe Room Inside Your House, or other FEMA-defined performance criteria.
The safe room rebate program resulted in the construction of 6,016 shelters throughout the State of Oklahoma. As a result, thousands of Oklahoma residents previously at risk from tornadoes and high winds now have ready access to places of safety designed to provide protection from the most severe wind hazards. Although funding for the rebate program has ended, the initiative continues to result in the construction of safe rooms throughout the state.
2003 Re-initiation of Oklahoma Residential Shelter Initiative
As mentioned above, the Oklahoma Residential Shelter Initiative resulted in the construction of 6,016 shelters. As proof of their value, when the tornado of May 9, 2003, hit the Oklahoma City metropolitan area, residents took shelter in these safe rooms, and no lives were lost. This positive outcome is directly attributable to the availability and utilization of the safe rooms. With this in mind, the State of Oklahoma in conjunction with FEMA, once again initiated a program to provide a rebate for the purchase and installation of safe rooms by Oklahomans who either had their homes destroyed or damaged by the May 2003 tornadoes and severe storms.
In October 2003, the Governor of Oklahoma authorized Operation Safe Room, providing more than $3 million in rebates to residents of Oklahoma for the construction of safe rooms and storm shelters. The program provided a 75 percent rebate, up to $2,000, to eligible Oklahomans who install above-ground safe rooms or underground storm shelters. Residents were required to register by the end of October 2003, and the safe room/shelter had to be constructed, installed, or under contract to be constructed/installed by the end of December 2004.
Residential Safe Room Initiative
Safe rooms were constructed in three residences in Iowa to provide protection for its occupants during high wind events. All shelters were constructed to meet criteria established in FEMA 320, Taking Shelter from the Storm: Building a Safe Room Inside Your House.
Mentally Disabled Group Residence Safe Room
Mainstream Living, Inc., a Non-Profit Organization, provided a safe room in a home for four mentally disabled residents. The shelter had to be designed for individuals with mobility issues and was designed to meet local ADA requirements. To receive FEMA funding, the shelter had to be designed to meet the design criteria of FEMA 320, Taking Shelter from the Storm: Building a Safe Room Inside Your House.
Sedgwick County, Kansas, passed a resolution that requires manufactured home communities to provide storm shelters for their residents. The resolution (02-00) was effective for Sedgwick County beginning on July 1, 2000. It requires that every manufactured home neighborhood of 10 or more manufactured home spaces provide above-grade or below-grade storm shelters. The storm shelter must be:
Riley County Safe Room Grant Program
Riley County developed a Safe Room Grant program that provided funds to construct 76 residential safe rooms:
All shelters were constructed to meet criteria set forth by FEMA 320, Taking Shelter From the Storm: Building a Safe Room Inside Your House, or FEMA 361, Design and Construction Guidance for Tornado Shelters.
The City of St. Joseph, Missouri, established an ordinance that requires manufactured home communities to provide storm shelters for their residents. All storm shelters are required to meet local Americans with Disabilities Act requirements and the design criteria set forth by FEMA 361, Design and Construction Guidance for Tornado Shelters. For details, contact the City of St. Joseph Building Codes Department.
Northland Habitat for Humanity Safe Room Initiative
The Habitat for Humanity Northland coordinated the construction of safe rooms in 10 of their homes. All safe rooms were constructed to meet criteria set forth by FEMA 320, Taking Shelter From the Storm: Building a Safe Room Inside Your House. For details on the Habitat for Humanity safe room projects, contact your local Habitat for Humanity chapter.
The City of Watertown, South Dakota, utilized FEMA mitigation funds to construct shelters throughout the community to provide protection for its first responders and citizens. Shelters were constructed at a fire station, in homes, in city parks and campgrounds, and at the county extension building. All shelters were constructed to meet criteria set forth by FEMA 320, Taking Shelter From the Storm: Building a Safe Room Inside Your House, or FEMA 361, Design and Construction Guidance for Tornado Shelters. The City is also constructing a shelter to contain the city's emergency transmission equipment to make sure it is operational during severe weather. For details on the different public shelters listed above, see Public Shelter Initiatives.
The Safe Room Ordinance Tax Incentive was established in September 2000, by the Council of the County of Kauai, State of Hawaii, as Ordinance number 752; Bill number 1958. The purpose of the ordinance is to provide property tax exemption to residential homeowners who construct safe rooms in their homes. The ordinance defines a safe room as "a windowless, accessible room designed for wind loads of 250 miles per hour," located out of an area susceptible to flooding, and that provides safety from roof or housing collapse, flying debris, and storm surge or flooding. Safe rooms must be designed and constructed in compliance with the standards in FEMA 320, Taking Shelter From the Storm: Building a Safe Room Inside Your House, August 1999 edition, or FEMA 361, Design and Construction Guidance for Tornado Shelters, July 1999.
The specific language of the ordinance is residential buildings or accessory buildings to a residence certified as containing one or more safe rooms shall receive an exemption of $40,000 per residence. Since the onset of the County Council's legislation in 2001, 12 permits have been issued, mostly for new construction.
In 2001 and 2002, the Contractors Association of Kauai provided education on construction at their annual Building and Remodeling Show. Kauai County received a safe room from FEMA, which was built on Kauai as a portable model that can be displayed at events and locations, including the County Office Building. There are plans for continued public education and awareness on the Safe Room Ordinance. Information will be provided to people seeking building permits